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September 08, 2026

Will A Home Security System Lower Insurance Rates In Lexington?

You bet! Many insurers give discounts for home security systems in Lexington, generally ranging from 5 to 20% based on a few different variables. How much you save can vary quite a bit according to your location, the sort of system you select, and the carrier. Discover how to enjoy the most savings while giving your loved ones the highest level of protection

Why Do Insurance Companies Offer Home Security Discounts?

Alarm systems lower the risk of burglary, which means there’s a lower chance the insurer will need to pay a covered claim. If you have monitored CO detectors, fire alarms, and flood sensors tied to your home’s security, the risk of damage caused by fires and flooding goes down as well. You’re assisting the insurer by decreasing their exposure to claims. Because of this, they’re willing to provide a premium discount.

What Lexington Home Security Systems Earn You The Best Discount?

It makes sense that you are looking to save as much as you can. Here’s how:

  • Choose professional monitoring. A system monitored by professionals is the best choice for your loved ones, and it’s generally required by insurance companies to qualify for a discount. Get peace of mind and save some money in the process.

  • Add monitored safety alarms. You’ll likely earn even more savings by minimizing the risk of damage due to CO leaks, fires, and flooding. Getting your CO detectors, fire alarms, and water sensors professionally monitored also gives your family a critical backup during urgent situations.

  • Install a comprehensive system. Choosing a multi-layered defense with video cameras, motion sensors, door and window sensors, smart locks, and more, will be looked upon favorably by the carrier and lead to a bigger discount.

Adding a surveillance device alone won’t instantly qualify you for a discount. Keep in mind that your system will need to be monitored. 

Tips For Getting Your Home Security Insurance Discount In Lexington

Step one of lowering your premiums is to contact the insurance company after installing your home security system. They will likely want to view documents such as an alarm monitoring certificate or a monitoring contract. Top home security companies like ADT have experience with insurers and can help with the required documentation.

ADT Systems Have Everything You Need For Insurance Discounts

Get the best defense for your property and benefit from an insurance discount with an ADT security system in Lexington. Backed by the biggest monitoring network in the U.S., ADT offers unmatched round-the-clock professional monitoring. You’ll also benefit from full-featured systems with video cameras, smart locks, safety alarms, and much more.

What Will You Save? Build Your New ADT System In Lexington Today

The true advantage of ADT home security systems is the superior protection they provide for your Lexington family. Getting discounts on your home insurance bills is icing on the cake. Customize your new system by getting in touch with the ADT authorized dealers at Secure24 Alarm Systems. Phone (859) 279-1710 or submit our form below.

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